A Victor ledger program as exposed to admin callers. id is the row's
external id (vprog_…); victorLedgerProgramId is the opaque Victor token
that FBO victor_account rows carry and that drives virtual-account creation.
beneficiaryName overrides the bank template beneficiary for this program's
virtual accounts (null falls back to the bank template).
A Victor ledger program as exposed to admin callers.
idis the row's external id (vprog_…);victorLedgerProgramIdis the opaque Victor token that FBOvictor_accountrows carry and that drives virtual-account creation.beneficiaryNameoverrides the bank template beneficiary for this program's virtual accounts (null falls back to the bank template).