Deposit instructions the PROVIDER issued for a virtual account, as opposed to
the per-rail ones assembled from the linked bank row.
The distinction is not cosmetic. Every other deposit instruction on a virtual
account is derived from bank.<rail>_instructions overlaid with the VA's own
account and routing number, which works because those accounts belong to a
bank CFX has a row for. A RouteFusion account belongs to no such row —
route_fusion's vendor has bank_id = NULL — and RouteFusion hands back the
funding rails itself when the wallet is provisioned. Without this, that
payload is stored on the VA and reachable from nowhere: the admin panel reads
only the bank-derived fields, finds all three null, and tells the operator to
"edit the bank record" for a bank that does not exist.
Every field is nullable because RouteFusion types them that way, and there is
no address here: the provider returns none, and inventing one to satisfy
UsWireDepositInstructions would put fabricated values on a funding
instruction someone is going to wire money against.
Deposit instructions the PROVIDER issued for a virtual account, as opposed to the per-rail ones assembled from the linked
bankrow.The distinction is not cosmetic. Every other deposit instruction on a virtual account is derived from
bank.<rail>_instructionsoverlaid with the VA's own account and routing number, which works because those accounts belong to a bank CFX has a row for. A RouteFusion account belongs to no such row —route_fusion's vendor hasbank_id = NULL— and RouteFusion hands back the funding rails itself when the wallet is provisioned. Without this, that payload is stored on the VA and reachable from nowhere: the admin panel reads only the bank-derived fields, finds all three null, and tells the operator to "edit the bank record" for a bank that does not exist.Every field is nullable because RouteFusion types them that way, and there is no address here: the provider returns none, and inventing one to satisfy UsWireDepositInstructions would put fabricated values on a funding instruction someone is going to wire money against.