@cfxlabsinc/b2b-services
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    type RewardAccountOwner = {
        identityId: string | null;
        organizationId: string | null;
        recipient: { type: "EMAIL" | "PHONE"; value: string } | null;
    }
    Index
    identityId: string | null
    organizationId: string | null
    recipient: { type: "EMAIL" | "PHONE"; value: string } | null

    Set while the account is pending: the email or phone it was issued to.