@cfxlabsinc/b2b-services
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    Builds Dart Bank's monthly Victor transaction-export file (32 columns, partitioned by payment flow). The result is grouped into the five flows Autumn Welk's April 2026 spec calls for:

    • ACH_Inbound, ACH_Outbound
    • WIRE_Inbound, Wire_Outbound
    • RTP_Inbound (no RTP outbound by spec)

    Time semantics: the report is anchored to a Temporal.PlainYearMonth and runs on Detroit (America/Detroit) wall-clock boundaries — first instant of the month through last instant — matching Dart's reporting clock.

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